4807 Silver Cliff Dr, Columbia, MO 65203 Property Records

Boone County property record for 4807 Silver Cliff Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,851 sqft · built 2004
Lot Size	0.486 acres (21,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Jul 2021)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-100-00-01-179-00`

Property Details

APN / Parcel Number

Primary APN	`20-100-00-01-179-00`
Alternative APN	`20-100-00-01-179.00 01`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,851 sqft Living Area
1st Floor Area	2,821 sqft
Basement Area	324 sqft
Finished Basement	1,998 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	21,169 sqft (0.486 acres)
Lot Dimensions	205 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4807 SILVER CLIFF DR
City	COLUMBIA
State	MO
Zip	65203-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THORNBROOK PLAT 6 LOT 179
Legal Range	13W
Legal Township	47N
Legal Section	05
Legal Subdivision	THORNBROOK
Legal Block	A02
Legal Lot Number	179
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	3
Census Block	3012
Census Tract	1806

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4807 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 28, 2019	Warranty Deed, Transfer · ARM CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	202121644
Deed Book / Page	5472 / 126
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 23, 2021
Property Address	4807 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Document Number	0000021644
Book / Page	5472 / 126
Map Reference	MB 35 PG 2
Instrument Date	Jul 23, 2021
Instrument	2021021644
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 SILVER CLIFF DR, COLUMBIA, MO 65203-9761

Mortgage

Document Number	0000021645
Date	Jul 23, 2021
Instrument	2021021645

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 28, 2019
Property Address	4807 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Document Number	2019011696
Book / Page	5042 / 0103
Map Reference	MB 35 PG 2
Instrument Date	Jun 28, 2019
Instrument	2019011696
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 SILVER CLIFF DR, COLUMBIA, MO 65203-9761

Mortgage

Document Number	2019011697
Date	Jun 28, 2019
Instrument	2019011697

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,721 (-) Land $12,350 Building $91,371
2025	$6,792.00 (+12.06%)	$103,721 (+14.49%) Land $12,350 Building $91,371	$545,900 (+14.49%) Land $65,000 Building $480,900
2023	$6,061.00 (+4.11%)	$90,592 Land $12,350 Building $78,242	$476,800 Land $65,000 Building $411,800
2022	$5,822.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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