4801 Silver Cliff Dr, Columbia, MO 65203 Property Records

Boone County property record for 4801 Silver Cliff Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,188 sqft · built 2003
Lot Size	2.32 acres (101,059 sqft)
Owner	Company Name on Record
Last Sale	$393,800 (Dec 2020)
Tax Bill	$7,579 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-100-00-01-176-00`

Property Details

APN / Parcel Number

Primary APN	`20-100-00-01-176-00`
Alternative APN	`20-100-00-01-176.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,188 sqft Living Area
1st Floor Area	2,506 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	282 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4801 SILVER CLIFF DR
City	COLUMBIA
State	MO
Zip	65203-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THORNBROOK PLAT 14A LOT 176A
Legal Range	13W
Legal Township	47N
Legal Section	05
Legal Subdivision	THORNBROOK
Legal Block	A02
Legal Lot Number	176A
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	3
Census Block	3012
Census Tract	1806

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4801 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Aug 1, 2017	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	202033617
Deed Book / Page	5337 / 68
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4801 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022243
Date	Sep 14, 2020
Book Page	5265/61
Instrument	2020022243

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Dec 29, 2020
Property Address	4801 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Document Number	2020033617
Book / Page	5337 / 68
Map Reference	MB 3138 PG 16
Instrument Date	Dec 29, 2020
Instrument	2020033617
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4801 SILVER CLIFF DR, COLUMBIA, MO 65203-9761

Mortgage

Document Number	2020033618
Date	Dec 29, 2020
Instrument	2020033618

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Aug 1, 2017
Property Address	4801 SILVER CLIFF DR, COLUMBIA, MO 65203-9761
Document Number	0000016012
Book / Page	004787 / 000049
Instrument Date	Aug 1, 2017
Instrument	16012
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4801 SILVER CLIFF DR COLUMBIA MO 652039761, COLUMBIA, MO 65203-9761

Mortgage

Document Number	16013
Date	Aug 1, 2017
Book Page	004787/000050
Instrument	16013

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,740 (-) Land $15,914 Building $99,826
2025	$7,579.00 (+14.85%)	$115,740 (+17.34%) Land $15,914 Building $99,826	$609,160 (+17.34%) Land $83,760 Building $525,400
2023	$6,599.00 (+4.1%)	$98,640 Land $15,914 Building $82,726	$519,160 Land $83,760 Building $435,400
2022	$6,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

Nearby Properties on Silver Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures