4810 Silver Cliff Dr, Columbia, MO 65203 Property Records

Boone County property record for 4810 Silver Cliff Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,361 sqft · built 2001
Lot Size	0.642 acres (27,971 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Aug 2013)
Tax Bill	$5,316 (2025)
Deeds & Mortgages	Jun 2022 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-100-00-01-193-00`

Property Details

APN / Parcel Number

Primary APN	`20-100-00-01-193-00`
Alternative APN	`20-100-00-01-193.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,361 sqft Living Area
1st Floor Area	2,169 sqft
Basement Area	1,165 sqft
Finished Basement	1,165 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	27,971 sqft (0.642 acres)
Lot Dimensions	278 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	150 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4810 SILVER CLIFF DR
City	COLUMBIA
State	MO
Zip	65203-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THORNBROOK PLAT 6 LOT 193
Legal Range	13W
Legal Township	47N
Legal Section	05
Legal Subdivision	THORNBROOK
Legal Block	A02
Legal Lot Number	193
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	3
Census Block	3022
Census Tract	1806

Owner

4810 Silver Cliff Dr is owned and occupied by two individuals who acquired it in June 2022.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4810 SILVER CLIFF DR, COLUMBIA, MO 65203-9773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Beneficiary Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2013 · Amount on File
Deed Sale	Aug 19, 2013 · Amount on File
Deed Document Number	201321373
Deed Book / Page	4205 / 67
Last Transfer Date	Jun 20, 2022
Transfer Doc	0000013808
Record Updated	Oct 29, 2026

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BOONE MO
Recording Date	Jun 23, 2022
Property Address	4810 SILVER CLIFF DR, COLUMBIA, MO 65203-9773
Document Number	0000013808
Book / Page	5638 / 168
Map Reference	MB 35 PG 2
Instrument Date	Jun 20, 2022
Instrument	2022013808
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 VINTAGE RIDGE COURT, ELLINGTON, MO 63638

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4810 SILVER CLIFF DR, COLUMBIA, MO 65203-9773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030083
Date	Nov 23, 2020
Book Page	5314/121
Instrument	2020030083

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Aug 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4810 SILVER CLIFF DR, COLUMBIA, MO 65203-9773
Document Number	0000017117
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4810 SILVER CLIFF DR COLUMBIA MO 652039773, COLUMBIA, MO 65203-9773

Mortgage

Document Number	0000017117
Date	Jul 27, 2020
Book Page	005232/000151
Instrument	17117

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4810 Silver Cliff Dr was $5,316.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,187 (-) Land $8,075 Building $73,112
2025	$5,316.00	$81,187 Land $8,075 Building $73,112	$427,300 Land $42,500 Building $384,800
2023	$4,744.00 (+4.13%)	$70,908 (+4.01%) Land $8,075 Building $62,833	$373,200 Land $42,500 Building $330,700
2022	$4,556.00	$68,172 Land $8,075 Building $60,097
2021			$358,800 Land $42,500 Building $316,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4810 Silver Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Silver Cliff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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