4807 Deerfield Pl, Smithfield, KY 40068 Property Records

Oldham County property record for 4807 Deerfield Pl, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	0.485 acres (21,148 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2018)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	May 2017 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-06A-02-50`

Property Details

APN / Parcel Number

Primary APN	`56-06A-02-50`
Alternative APN	`60100`

Exterior

Lot Area	21,148 sqft (0.485 acres)

Location & Zoning

Account Number	60100
Street Address	4807 DEERFIELD PL
City	SMITHFIELD
State	KY
Zip	40068-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .4855AC
Legal Block	SEC 2
Legal Lot Number	50
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1013
Census Tract	30402

Owner

4807 Deerfield Pl is owned and occupied by an individual who bought it in July 2018.

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 18, 2018	Deed, Transfer FIRST NATIONAL BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	541653
Deed Book / Page	D1197 / 0165
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2259/076
Date	May 10, 2017
Book Page	M2259/076
Instrument	524786

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2378/0243
Date	Nov 8, 2019
Book Page	M2378/0243
Instrument	559694

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 26, 2018
Property Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801
Document Number	D1197/0165
Book / Page	D1197 / 0165
Map Reference	MB6 PG107
Instrument Date	Jul 23, 2018
Instrument	541653
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	KENTUCKIANA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 TALBOTT BLVD, 512, LA GRANGE, KY 40031-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801

Mortgage

Document Number	541654
Date	Jul 26, 2018
Instrument	541654

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 18, 2018
Property Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801
Document Number	D1196/0308
Book / Page	D1196 / 0308
Instrument Date	Jul 16, 2018
Instrument	541273
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 E HIGHWAY 22, 2400, CRESTWOOD, KY 40014-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 DEERFIELD PL, SMITHFIELD, KY 40068-6801

Mortgage

Document Number	541274
Date	Jul 18, 2018
Instrument	541274

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4807 Deerfield Pl was $4,613 with a homeowner's exemption.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,613.00 Homeowner's exemption	$420,000 Land $50,000 Building $370,000	$420,000 Land $50,000 Building $370,000
2023	$4,825.00	$385,000 Land $50,000 Building $335,000	$385,000 Land $50,000 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4807 Deerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4807 Deerfield Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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