Oldham County property record for 4804 Deerfield Pl, Smithfield, KY 40068
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.466 acres (20,303 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,831 (Mar 2015) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-06A-02-52 |
| Primary APN | 56-06A-02-52 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,303 sqft (0.466 acres) |
|---|
| Account Number | 52412 |
|---|---|
| Street Address | 4804 DEERFIELD PL |
| City | SMITHFIELD |
| State | KY |
| Zip | 40068-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4661AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 52 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30402 |
4804 Deerfield Pl is owned and occupied by an individual who bought it in March 2015.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4804 DEERFIELD PL, SMITHFIELD, KY 40068-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2015 · Amount on File |
| Deed Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 491408 |
| Deed Book / Page | D1101 / 351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4804 DEERFIELD PL, SMITHFIELD, KY 40068-6800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2520/746 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | M2520/746 |
| Instrument | 639597 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 4804 Deerfield Pl was $4,356.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 | $350,000 Land $50,000 Building $300,000 | $350,000 Land $50,000 Building $300,000 |
| 2023 | $3,771.00 | $300,000 Land $50,000 Building $250,000 | $300,000 Land $50,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4804 Deerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4804 Deerfield Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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