4806 Deerfield Pl, Smithfield, KY 40068 Property Records

Oldham County property record for 4806 Deerfield Pl, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on File
Last Sale	$267,900 (Sep 2015)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-06A-02-51`

Property Details

APN / Parcel Number

Primary APN	`56-06A-02-51`
Alternative APN	`53659`

Exterior

Lot Area	20,212 sqft (0.464 acres)

Location & Zoning

Account Number	53659
Street Address	4806 DEERFIELD PL
City	SMITHFIELD
State	KY
Zip	40068-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .4640AC
Legal Block	SEC 2
Legal Lot Number	51
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1014
Census Tract	30402

Owner

4806 Deerfield Pl is owned and occupied by an individual who bought it in September 2015.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4806 DEERFIELD PL, SMITHFIELD, KY 40068-6800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on File
Deed Sale	Sep 15, 2015 · Amount on File
Deed Document Number	499933
Deed Book / Page	D1116 / 417
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4806 DEERFIELD PL, SMITHFIELD, KY 40068-6800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2279/059
Date	Sep 28, 2017
Book Page	M2279/059
Instrument	530703

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	LA GRANGE, KY 40031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4806 DEERFIELD PL, SMITHFIELD, KY 40068-6800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2278/187
Date	Sep 20, 2017
Book Page	M2278/187
Instrument	530389

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4806 DEERFIELD PL, SMITHFIELD, KY 40068-6800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2348/0815
Date	May 28, 2019
Book Page	M2348/0815
Instrument	552174

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4806 Deerfield Pl was $3,752 with a homeowner's exemption.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,752.00 Homeowner's exemption	$350,000 Land $50,000 Building $300,000	$350,000 Land $50,000 Building $300,000
2023	$3,709.00	$295,000 Land $45,000 Building $250,000	$295,000 Land $45,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4806 Deerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4806 Deerfield Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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