McHenry County property record for 4805 Willow Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,028 sqft · built 1986 |
| Lot Size | 0.194 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,500 (Nov 2017) |
| Tax Bill | $5,880 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-176-001 |
| Primary APN | 09-27-176-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.194 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 4805 WILLOW LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0041753 LT 37 BLK 18 LAKELAND PARK UNIT 2 MEMO: MONTES, MISAEL/HERNANDEZ, MARIA O |
| Legal Subdivision | LAKELAND PARK UNIT 2 |
| Legal Block | 18 |
| Legal Lot Number | 37 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 870603 |
Source: McHenry County records, as of June 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4805 WILLOW LN, MCHENRY, IL 60050-3661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Nov 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK SB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on Record |
| Deed Sale | Nov 9, 2017 · Amount on Record |
| Prior Sale | May 9, 2008 · Amount on Record |
| Deed Document Number | 201741753 |
| Prior Transfer Date | Apr 16, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4805 WILLOW LN, MCHENRY, IL 60050-3661 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023326 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020R0023326 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4805 WILLOW LN, MCHENRY, IL 60050-3661 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017798 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020R0017798 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 9, 2017 |
| Property Address | 4805 WILLOW LN, MCHENRY, IL 60050-3661 |
| Document Number | 0000041753 |
| Map Reference | DOC260030 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 2017R0041753 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4805 WILLOW LN, MCHENRY, IL 60050-3661 |
| Document Number | 0000041754 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017R0041754 |
| Name | ALLIED FIRST BANK SB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,880.00 | $77,510 (+20.32%) Land $9,724 Building $67,786 | $232,530 (+20.32%) Land $29,172 Building $203,358 |
| 2022 | Homeowner's exemption | $64,422 Land $8,082 Building $56,340 | $193,266 Land $24,246 Building $169,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures