McHenry County property record for 4800 Willow Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1977 |
| Lot Size | 0.207 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2026) |
| Tax Bill | $4,290 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-27-106-053 |
| Primary APN | 09-27-106-053 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.207 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4800 WILLOW LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2013R0057853 LT 2 BLK 13 LAKELAND PARK UNIT 2 |
| Legal Subdivision | LAKELAND PARK UNIT 2 |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 870603 |
Source: McHenry County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 582 FOX RIDGE DR, FOX LAKE, IL 60020-1953 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Feb 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Jul 25, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Deed Document Number | 202623959 |
| Prior Transfer Date | Dec 9, 2013 |
| Prior Transfer Doc | 0000057853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 18, 2026 |
| Property Address | 4800 WILLOW LN, MCHENRY, IL 60050-3644 |
| Document Number | 0000023959 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202623959 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 582 FOX RIDGE DR, FOX LAKE, IL 60020-1953 |
| Document Number | 0000023960, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202623960 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4800 WILLOW LN, MCHENRY, IL 60050-3644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003931 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 2019R0003931 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4800 WILLOW LN, MCHENRY, IL 60050-3644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023135 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019R0023135 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,290.00 | $58,719 (+20.32%) Land $10,422 Building $48,297 | $176,157 (+20.32%) Land $31,266 Building $144,891 |
| 2022 | Homeowner's exemption | $48,804 Land $8,662 Building $40,142 | $146,412 Land $25,986 Building $120,426 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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