McHenry County property record for 4804 Willow Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 832 sqft · built 1961 |
| Lot Size | 0.207 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Apr 2026) |
| Tax Bill | $3,771 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-27-106-052 |
| Primary APN | 09-27-106-052 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.207 acres) |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 156 sqft |
| Patio Area | 36 sqft |
| Street Address | 4804 WILLOW LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0025539 LT 3 BLK 13 LAKELAND PARK UNIT 2 |
| Legal Subdivision | LAKELAND PARK UNIT 2 |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 870603 |
Source: McHenry County records · APN 09-27-106-052
Assessment roll updated March 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 925 S STOUGH ST, HINSDALE, IL 60521-4355 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 03, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2026 | Administrator's Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2016 · Amount on Record |
| Deed Document Number | 202611418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4804 WILLOW LN, MCHENRY, IL 60050-3644 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4804 WILLOW LN, MCHENRY, IL 60050-3644 |
| Document Number | 0000020254 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 2022R0020254 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4804 WILLOW LN, MCHENRY, IL 60050-3644 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4804 WILLOW LN, MCHENRY, IL 60050-3644 |
| Document Number | 0000024900 |
|---|---|
| Date | Oct 03, 2023 |
| Instrument | 2023R0024900 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 01, 2063 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 27, 2026 |
| Property Address | 4804 WILLOW LN, MCHENRY, IL 60050-3644 |
| Document Number | 0000011418 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026.11418 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 925 S STOUGH ST, HINSDALE, IL 60521-4355 |
| Document Number | 0000011419, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.11419 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000011420, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.11420 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,771.00 | $52,578 (+20.32%) Land $10,422 Building $42,156 | $157,734 (+20.32%) Land $31,266 Building $126,468 |
| 2022 | Homeowner's exemption | $43,700 Land $8,662 Building $35,038 | $131,100 Land $25,986 Building $105,114 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCHENRY serves 22,335 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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