4804 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4804 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1958
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2020)
Tax Bill	$608 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129G F 012`

Property Details

APN / Parcel Number

Primary APN	`129G F 012`
Alternative APN	`0000055451`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055451
Old Parcel Number	129G F012
Street Address	4804 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	34
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4804 Hal Dr is owned and occupied by an individual who bought it in May 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	4804 HAL DR, CHATTANOOGA, TN 37416-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FNDG
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	0012017481
Deed Book / Page	12017 / 481
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2020
Property Address	4804 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0529000165
Book / Page	012017 / 000481
Instrument Date	May 29, 2020
Instrument	200529000165
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 HAL DR CHATTANOOGA TN 374162326, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	529000166
Date	May 29, 2020
Book Page	012017/000484
Instrument	200529000166

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 19, 2018
Property Address	4804 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0619000147
Book / Page	011377 / 000792
Instrument Date	May 11, 2018
Instrument	180619000147
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	WARRANTY TITLE INSURANCE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4804 HAL DR CHATTANOOGA TN 374162326, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	619000148
Date	Jun 19, 2018
Book Page	011377/000794
Instrument	180619000148

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4804 Hal Dr was $608, down 4.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00 (-4.55%)	$40,125 (+40.91%)	$160,500 (+40.91%) Land $60,000 Building $100,500
2024	$637.00	$28,475 (-)	$113,900 (-) Land $30,000 Building $83,900
2023	$637.00	$28,475 (-)	$113,900 (-) Land $30,000 Building $83,900
2022	$637.00	$28,475	$113,900 Land $30,000 Building $83,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4804 Hal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4804 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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