4718 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4718 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1960
Lot Size	0.232 acres (10,125 sqft)
Owner	Company Name on File
Last Sale	$645,000 (Mar 2023)
Tax Bill	$549 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129G F 010`

Property Details

APN / Parcel Number

Primary APN	`129G F 010`
Alternative APN	`0000055449`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055449
Street Address	4718 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	REVISED PLAT OF LAKE TERRACE SUBDIVISION
Legal Lot Number	36
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4718 Hal Dr is owned by a company that bought it in March 2023.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE INVESTORS GROUP INC
Mar 8, 2023	Warranty Deed, Transfer · Commercial Mortgage N CHRISTOPHER ESLINGER ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Sep 16, 2010 · Amount on File
Deed Document Number	202373
Deed Book / Page	13231 / 203
Prior Transfer Date	Feb 16, 2010
Prior Transfer Doc	0000000086
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4718 HAL DR, CHATTANOOGA, TN 37416-2312
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 HAL DR, CHATTANOOGA, TN 37416-2312

Mortgage

Document Number	0000000030
Date	Dec 7, 2022
Book Page	13160/46
Instrument	2022120700030

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 8, 2023
Property Address	4718 HAL DR, CHATTANOOGA, TN 37416-2312
Document Number	0000000073
Book / Page	13231 / 203
Map Reference	MB 20 PG 17
Instrument Date	Feb 24, 2023
Instrument	2023030800073
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006
Investor	Possibly a Property Investor

Mortgage

Document Number	0132310206
Date	Mar 8, 2023
Instrument	13231-0206

Lender

Name	N CHRISTOPHER ESLINGER ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 24, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4718 Hal Dr was $549, up 8.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (+8.28%)	$36,225 (+59.76%)	$144,900 (+59.76%) Land $60,000 Building $84,900
2024	$507.00	$22,675 (-)	$90,700 (-) Land $30,000 Building $60,700
2023	$507.00	$22,675 (-)	$90,700 (-) Land $30,000 Building $60,700
2022	$507.00	$22,675	$90,700 Land $30,000 Building $60,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4718 Hal Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4718 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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