4802 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4802 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1958
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jun 2022)
Tax Bill	$875 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129G F 011`

Property Details

APN / Parcel Number

Primary APN	`129G F 011`
Alternative APN	`0000055450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055450
Street Address	4802 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 35 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	35
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4802 Hal Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	4802 HAL DR, CHATTANOOGA, TN 37416-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Jun 3, 2022	Warranty Deed, Transfer · FHA Mortgage SEATRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jun 3, 2022 · Amount on File
Deed Document Number	0000030124
Deed Book / Page	12981 / 330
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000000178
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Nov 8, 2022
Property Address	4802 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0000000178
Book / Page	13138 / 497
Map Reference	MB 19 G 88
Instrument Date	Oct 18, 2022
Instrument	2022110800178
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 HAL DR, CHATTANOOGA, TN 37416-2326

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 3, 2022
Property Address	4802 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0000030124
Book / Page	12981 / 330
Map Reference	MB 19 PG 88
Instrument Date	May 13, 2022
Instrument	2022060330124
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 HAL DR, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	0129810333
Date	Jun 3, 2022
Instrument	12981-0333

Lender

Name	SEATRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4802 Hal Dr was $875, down 3.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$875.00 (-3.1%)	$57,750 (+43.03%)	$231,000 (+43.03%) Land $60,000 Building $171,000
2024	$903.00	$40,375 (-)	$161,500 (-) Land $30,000 Building $131,500
2023	$903.00	$40,375 (-)	$161,500 (-) Land $30,000 Building $131,500
2022	$903.00	$40,375	$161,500 Land $30,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4802 Hal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4802 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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