St. Louis County property record for 4801 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1911 |
| Lot Size | 0.151 acres (6,588 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,306 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3610-10260 |
| Primary APN | 010-3610-10260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,588 sqft (0.151 acres) |
| Garage Area | 720 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 52 sqft |
| Deck Area | 60 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 73853 |
|---|---|
| Street Address | 4801 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NELY 50FT OF BLK 95 ADD TO ONEOTA INCNELY 50 FT OF THAT PART OF SW 1/4 OF NE1/4 SEC 7 49 14 ADJ BLK 95 LYING BETWEENEXTENDED |
| Legal Subdivision | ONEOTA DULUTH |
| Legal Block | 95 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4801 W 4TH ST, DULUTH, MN 55807-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 30, 2023 | Transfer on Death Deed, Transfer |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 0001067156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 30, 2023 |
| Property Address | 4801 W 4TH ST, DULUTH, MN 55807-2034 |
| Document Number | 0001067156 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 1067156 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4801 W 4TH ST, DULUTH, MN 55807-2034 |
| Document Number | 00T1025875 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4801 W 4TH ST DULUTH MN 558072034, DULUTH, MN 55807-2034 |
| Document Number | 00T1025875 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | T1025875 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4801 W 4TH ST, DULUTH, MN 55807-2034 |
| Document Number | 00T1012754 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4801 W 4TH ST DULUTH MN 558072034, DULUTH, MN 55807-2034 |
| Document Number | 00T1012754 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | T1012754 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 22, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,306.00 (+0.09%) Homeowner's exemption | ||
| 2025 | $2,304.00 (+2.22%) Homeowner's exemption | $207,300 (+7.47%) Land $17,000 Building $190,300 | $207,300 (+7.47%) Land $17,000 Building $190,300 |
| 2024 | $2,254.00 | $192,900 (+27.41%) Land $18,100 Building $174,800 | $192,900 (+27.41%) Land $18,100 Building $174,800 |
| 2022 | $151,400 Land $16,600 Building $134,800 | $151,400 Land $16,600 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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