St. Louis County property record for 4721 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,365 sqft · built 1941 |
| Lot Size | 0.151 acres (6,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jan 2023) |
| Tax Bill | $4,482 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3610-10440 |
| Primary APN | 010-3610-10440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,365 sqft Gross Area |
| 1st Floor Area | 931 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,593 sqft (0.151 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 324 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1143241 |
|---|---|
| Street Address | 4721 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITION TO ONEOTA SERIAL # |
| Legal Subdivision | ADDITION TO ONEOTA |
| Legal Block | 96 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 15800 |
4721 W 4th St is owned and occupied by an individual who bought it in January 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 7, 2020 | Quit Claim Deed, Transfer NORTH SHORE BK/COMMERCE |
| Aug 9, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI HANCOCK MTG PTRS |
| Dec 13, 2017 | Warranty Deed, Transfer NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on File |
| Deed Sale | Jan 4, 2023 · Amount on File |
| Prior Sale | Dec 30, 2022 · Amount on File |
| Deed Document Number | 20231065037 |
| Prior Transfer Date | Apr 30, 2020 |
| Prior Transfer Doc | 0001023175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 4, 2023 |
| Property Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 0001065037 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 1065037 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | GLOBAL CLOSING |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 0001065038 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 1065038 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 7, 2020 |
| Property Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 00T1023175 |
| Instrument Date | Apr 30, 2020 |
| Instrument | T1023175 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4721 W 4TH ST DULUTH MN 558072032, DULUTH, MN 55807-2032 |
| Document Number | T1023176 |
|---|---|
| Date | May 7, 2020 |
| Instrument | T1023176 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 9, 2018 |
| Property Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 00A1001309 |
| Instrument Date | Aug 3, 2018 |
| Instrument | A1001309 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4721 W 4TH ST DULUTH MN 558072032, DULUTH, MN 55807-2032 |
| Document Number | A1001310 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | A1001310 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 13, 2017 |
| Property Address | 4721 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 000T993158 |
| Instrument Date | Dec 8, 2017 |
| Instrument | T993158 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033 |
| Document Number | T993159 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | T993159 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0450 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 12, 2022 |
The 2026 property tax bill for 4721 W 4th St was $4,482 with a homeowner's exemption, up 12.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,482.00 (+12.44%) Homeowner's exemption | ||
| 2025 | $3,986.00 (+3.64%) Homeowner's exemption | $331,300 (+7.92%) Land $17,000 Building $314,300 | $331,300 (+7.92%) Land $17,000 Building $314,300 |
| 2024 | $3,846.00 | $307,000 Land $18,200 Building $288,800 | $307,000 Land $18,200 Building $288,800 |
| 2022 | $267,400 Land $16,700 Building $250,700 | $267,400 Land $16,700 Building $250,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4721 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4721 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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