St. Louis County property record for 4716 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,200 sqft · built 1949 |
| Lot Size | 0.151 acres (6,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,200 (May 2018) |
| Tax Bill | $2,888 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3610-08430 |
| Primary APN | 010-3610-08430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 966 sqft |
| Basement Area | 468 sqft |
| Finished Basement | 468 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,594 sqft (0.151 acres) |
| Garage Area | 660 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1151184 |
|---|---|
| Street Address | 4716 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 74 ADDITION TO ONEOTA SERIAL # |
| Legal Subdivision | ADDITION TO ONEOTA |
| Legal Block | 74 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL CITY CREDIT UNION |
| Aug 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
| Jul 12, 2023 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Nov 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| May 7, 2018 | Warranty Deed, Transfer PROCTOR FCU |
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Apr 5, 2017 | Grant Deed, Transfer · Conventional with PMI PROCTOR FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Prior Sale | Apr 5, 2017 · Amount on Record |
| Deed Document Number | 2018997670 |
| Last Transfer Date | Jul 7, 2023 |
| Transfer Doc | 0001070063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 15, 2026 |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 0001102453 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261102453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 0001102453, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20261102453 |
| Name | CENTRAL CITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 12, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001071413 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 1071413 |
| Name | NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
|---|---|
| Type | Government Agency |
| Address | DULUTH, MN 55805 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 9, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 12, 2023 |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 0001070063 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 1070063 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 00T1027184 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | 00T1027184 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | T1027184 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 00T1006671 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | 00T1006671 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | T1006671 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 000T999847 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | 000T999847 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | T999847 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 4, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 7, 2018 |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 000T997670 |
| Instrument Date | May 4, 2018 |
| Instrument | T997670 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.36 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | T997671 |
|---|---|
| Date | May 7, 2018 |
| Instrument | T997671 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 000T994536 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | 000T994536 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | T994536 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 23, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 000T987486 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | 000T987486 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | T987486 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 20, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 5, 2017 |
| Property Address | 4716 W 4TH ST, DULUTH, MN 55807-2033 |
| Document Number | 000T983679 |
| Instrument Date | Mar 27, 2017 |
| Instrument | T983679 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4716 W 4TH ST DULUTH MN 558072033, DULUTH, MN 55807-2033 |
| Document Number | T983680 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | T983680 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 4, 2037 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,888.00 (+0.42%) Homeowner's exemption | ||
| 2025 | $2,876.00 (+2.86%) Homeowner's exemption | $249,500 (+7.64%) Land $17,000 Building $232,500 | $249,500 (+7.64%) Land $17,000 Building $232,500 |
| 2024 | $2,796.00 (+0.65%) | $231,800 (+15.09%) Land $18,200 Building $213,600 | $231,800 (+15.09%) Land $18,200 Building $213,600 |
| 2023 | $2,778.00 Homeowner's exemption | ||
| 2022 | $201,400 (+23.94%) Land $16,700 Building $184,700 | $201,400 (+23.94%) Land $16,700 Building $184,700 | |
| 2021 | $162,500 Land $13,600 Building $148,900 | $162,500 Land $13,600 Building $148,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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