4800 Hwy 128, Philo, CA 95466 Property Records

Mendocino County property record for 4800 Hwy 128, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Trust Names on File
Last Sale	$545,000 (Dec 2020)
Tax Bill	$6,715 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-330-34`

Property Details

APN / Parcel Number

Primary APN	`026-330-34`
Alternative APN	`026-330-34-00`

Exterior

Lot Area	326,700 sqft

Location & Zoning

Old Parcel Number	026-330-34
Street Address	4800 HIGHWAY 128
City	PHILO
State	CA
Zip	95466-9474
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RMR20
Legal Block	1
Legal Lot Number	34
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1104
Census Tract	11200

Owner

4800 Hwy 128, a rural home, is held in a trust since December 2020.

Source: Mendocino County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	973 YORK ST, SAN FRANCISCO, CA 94110-2812
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer
Dec 29, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Deed Document Number	202017880
Prior Transfer Date	Jul 1, 2013
Prior Transfer Doc	0000002470
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Dec 12, 2025
Property Address	4800 HIGHWAY 128, PHILO, CA 95466-9474
Document Number	0000010458
Instrument Date	Dec 10, 2025
Instrument	2025-10458
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	973 YORK ST, SAN FRANCISCO, CA 94110-2812

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Dec 29, 2020
Property Address	4800 HIGHWAY 128, PHILO, CA 95466-9474
Document Number	0000017880
Instrument Date	Dec 18, 2020
Instrument	2020-17880
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	973 YORK ST, SAN FRANCISCO, CA 94110-2812

Mortgage

Document Number	0000017881
Date	Dec 29, 2020
Instrument	2020-17881

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Hwy 128 was $6,715, up 2% from the year before.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,720 (+2%) Land $279,331 Building $322,389
2025	$6,715.00 (+1.97%)	$589,922 Land $273,854 Building $316,068
2024	$6,585.00 (+0.38%)
2023	$6,560.00	$567,017 Land $263,221 Building $303,796
2020	$3,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4800 Hwy 128 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Hwy 128 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 128

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