Norfolk County and Franklin Town City property record for 480 Union St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,853 sqft · built 1988 |
| Lot Size | 0.483 acres (21,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2001) |
| Tax Bill | $7,091 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022 |
| Primary APN | 48-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| Gross Area | 3,324 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 21,035 sqft (0.483 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 48-022 |
|---|---|
| Street Address | 480 UNION ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 44 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 442204 |
480 Union St is owned and occupied by two individuals who bought it in April 2001.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 UNION ST, FRANKLIN, MA 02038-2490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2001 · Amount on File |
| Deed Sale | Apr 27, 2001 · Amount on File |
| Prior Sale | Aug 26, 1999 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 480 UNION ST, FRANKLIN, MA 02038-2490 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040701-550 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 40701/550 |
| Instrument | 65404 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 480 UNION ST, FRANKLIN, MA 02038-2490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38823-68 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 38823/68 |
| Instrument | 141 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 480 Union St was $7,091, up 5.5% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,091.00 (+5.46%) | $610,200 (+7%) Land $238,000 Building $372,200 | $703,475 (+12.42%) |
| 2024 | $6,724.00 (-2.61%) | $570,300 (+3.92%) Land $238,000 Building $332,300 | $625,765 |
| 2023 | $6,904.00 | $548,800 Land $259,800 Building $289,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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