480 Park St, Elgin, IL 60120 Property Records

Kane County property record for 480 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	built 2020
Lot Size	0.218 acres (9,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Dec 2020)
Tax Bill	$7,838 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-016`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-016`

Exterior

Year Built	Built 2020
Lot Area	9,483 sqft (0.218 acres)

Location & Zoning

Street Address	480 PARK ST
City	ELGIN
State	IL
Zip	60120-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BECKERS ADDN EXCEPT EAST 5 FT OF LOT 12 BLOCK 1
Legal Subdivision	J H BECKERS ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 PARK ST, ELGIN, IL 60120-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 19, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202076755
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2020
Property Address	480 PARK ST, ELGIN, IL 60120-4400
Document Number	0000076755
Instrument Date	Nov 23, 2020
Instrument	2020K076755
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 TRUDY CT, 253, BATAVIA, IL 60510-5500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	480 PARK ST, ELGIN, IL 60120-4400

Mortgage

Document Number	0000076757
Date	Dec 10, 2020
Instrument	2020K076757

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	0000076756
Date	Dec 10, 2020
Instrument	2020K076756

Lender

Name	COUNTY OF KANE
Type	Government Agency
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 19, 2019
Property Address	480 PARK ST, ELGIN, IL 60120-4400
Document Number	0000043926
Instrument Date	Sep 11, 2019
Instrument	43926
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	253 TRUDY CT BATAVIA IL 605105500, BATAVIA, IL 60510-5500

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,838.00 (+15.86%) Homeowner's exemption	$110,742 (+8.57%) Land $15,740 Building $95,002	$332,359 (+8.57%) Land $47,239 Building $285,120
2024		$102,001 (+21.39%) Land $14,498 Building $87,503	$306,125 (+21.44%) Land $43,511 Building $262,614
2022	$6,765.00 (+4.51%) Homeowner's exemption	$84,025 (+6.96%) Land $11,943 Building $72,082	$252,075 (+6.96%) Land $35,829 Building $216,246
2021	$6,473.00 Homeowner's exemption	$78,558 Land $11,166 Building $67,392	$235,674 Land $33,498 Building $202,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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