486 Park St, Elgin, IL 60120 Property Records

Kane County property record for 486 Park St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,963 sqft · built 1898
Lot Size0.236 acres (10,294 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2020)
Tax Bill$5,231 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-13-209-018

Property Details

APN / Parcel Number

Primary APN06-13-209-018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,963 sqft Living Area
Gross Area3,142 sqft Gross Area
Basement Area1,179 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,294 sqft (0.236 acres)
Lot Dimensions173 ft deep x 60 ft wide
Parking Spaces1 Parking Space
Garage TypeDetached

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address486 PARK ST
CityELGIN
StateIL
Zip60120-5384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ H BECKERS ADDN LOT 14 BLOCK 1
Legal SubdivisionJ H BECKERS ADDN
Legal Block1
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1006
Census Tract851301

Owner

Source: Kane County records · APN 06-13-209-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address635 LAVOIE AVE, ELGIN, IL 60120-7924
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jan 24, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Document Number20204647
Prior Transfer DateApr 30, 2019
Prior Transfer Doc0000018327
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address486 PARK ST, ELGIN, IL 60120-5384
Transaction TypeMortgage
Record UpdatedJul 06, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 LAVOIE AVE, ELGIN, IL 60120-7924

Mortgage

Document Number0000033819
DateJun 30, 2022
Instrument2022K033819
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 24, 2020
Property Address486 PARK ST, ELGIN, IL 60120-5384
Document Number0000004647
Instrument DateJan 17, 2020
Instrument4647
Transaction TypeTransfer
Record UpdatedFeb 07, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$248.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 LAVOIE AVE ELGIN IL 601207924, ELGIN, IL 60120-7924

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,231.00 (+24.43%)
2024$63,165 (+30.26%) Land $15,845 Building $47,320$189,571 (+30.32%) Land $47,554 Building $142,017
2022$4,204.00 (+3.96%)$48,490 (+6.96%) Land $13,053 Building $35,437$145,470 (+6.96%) Land $39,159 Building $106,311
2021$4,044.00$45,335 Land $12,204 Building $33,131$136,005 Land $36,612 Building $99,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Park St

Nearby Streets

Search Property Records by Address or Parcel Number