474 Park St, Elgin, IL 60120 Property Records

Kane County property record for 474 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,942 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Nov 2005)
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-015`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	3,039 sqft
Basement Area	1,097 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	474 PARK ST
City	ELGIN
State	IL
Zip	60120-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BECKERS ADDN LOT 11 BLOCK 1
Legal Subdivision	J H BECKERS ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	474 PARK ST, ELGIN, IL 60120-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	2005133792
Last Transfer Date	Jan 13, 2023
Transfer Doc	0000002753
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 26, 2023
Property Address	474 PARK ST, ELGIN, IL 60120-4400
Document Number	0000002753
Instrument Date	Jan 13, 2023
Instrument	2023K002753
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CARRINGTON TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	474 PARK ST, ELGIN, IL 60120-4400

Mortgage

Document Number	0000002754
Date	Jan 26, 2023
Instrument	2023K002754

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	474 PARK ST, ELGIN, IL 60120-4400
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006838
Date	Feb 3, 2022
Instrument	2022K006838

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,616.00 (+15.85%)	$94,721 (+8.57%) Land $17,203 Building $77,518	$284,277 (+8.57%) Land $51,630 Building $232,647
2024		$87,244 (+21.39%) Land $15,845 Building $71,399	$261,837 (+21.44%) Land $47,554 Building $214,283
2022	$5,711.00 (+4.62%) Homeowner's exemption	$71,869 (+6.96%) Land $13,053 Building $58,816	$215,607 (+6.96%) Land $39,159 Building $176,448
2021	$5,459.00 Homeowner's exemption	$67,193 Land $12,204 Building $54,989	$201,579 Land $36,612 Building $164,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

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