San Diego County property record for 480 Naiad St, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,674 sqft · built 1961 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-391-21-00 |
| Primary APN | 254-391-21-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,674 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 10,700 sqft (0.246 acres) |
| Street Address | 480 NAIAD ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLK E LOT 12 /EXC ELY 100 FT/ & /EXC WLY 128.50 FT/ SLY 150 FT TR 001788 |
| Legal Subdivision | SOUTH COAST PARK |
| Legal Tract | 001788 |
| Legal Block | E |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 17601 |
Source: San Diego County records · APN 254-391-21-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 480 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2009 |
| Transfer Doc | 0000031467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 480 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 480 NALAD STREET, ENCINITAS, CA 92024-1753 |
| Document Number | 0000004935 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023-0004935 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $194,006 (+2%) Land $103,935 Building $90,071 | |
| 2025 | $2,051.00 (+6.32%) Homeowner's exemption | $190,203 (+4.04%) Land $101,898 Building $88,305 |
| 2023 | $1,929.00 (+2.17%) Homeowner's exemption | $182,819 Land $97,942 Building $84,877 |
| 2022 | $1,888.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Ting Fiber.
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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