457 Naiad St, #A, Encinitas, CA 92024 Property Records

San Diego County property record for 457 Naiad St, #A, Encinitas, CA 92024

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 2,796 sqft · built 1985
Lot Size	0.473 acres (20,586 sqft)
Owner	Company Name on File
Last Sale	$363,000 (Aug 2001)
Tax Bill	$9,219 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-242-05-00`

Property Details

APN / Parcel Number

Primary APN	`256-242-05-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	2,796 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Lot Area	20,586 sqft (0.473 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	457 NAIAD ST, A
City	ENCINITAS
State	CA
Zip	92024-1754
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	BLK D LOT 6 W 65 FT TR 001788
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001788
Legal Block	D
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1019
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	457A NAIAD ST, ENCINITAS, CA 92024-1754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 17, 2018	Deed of Trust, Mortgage MISSION FED'L SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2001 · Amount on File
Deed Sale	Aug 2, 2001 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Document Number	2001546442
Last Transfer Date	Nov 7, 2007
Transfer Doc	0000098653
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	457 NAIAD ST # A, A, ENCINITAS, CA 92024-1754
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 NAIAD ST A, A, ENCINITAS, CA 92024-1754

Mortgage

Document Number	0000805782
Date	Nov 23, 2021
Instrument	2021-0805782

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	457 NAIAD ST # A, A, ENCINITAS, CA 92024-1754
Document Number	0000113913
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	457 NAIAD ST ENCINITAS CA 920241754, ENCINITAS, CA 92024-1754

Mortgage

Document Number	0000113913
Date	Mar 22, 2018
Instrument	113913

Lender

Name	MISSION FED'L SVC
Address	SAN DIEGO, CA 92191-9023

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$868,930 (+2%) Land $357,912 Building $511,018
2025	$9,219.00 (+6.14%) Homeowner's exemption	$851,894 (+4.04%) Land $350,895 Building $500,999
2023	$8,686.00 (+2.06%) Homeowner's exemption	$818,816 Land $337,270 Building $481,546
2022	$8,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting.

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