San Diego County property record for 460 Naiad St, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,663 sqft · built 2013 |
| Lot Size | 0.471 acres (20,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2010) |
| Tax Bill | $12,985 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-391-12-00 |
| Primary APN | 254-391-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,663 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 20,500 sqft (0.471 acres) |
| Street Address | 460 NAIAD ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLK E LOT 12 POR TR 001788 |
| Legal Subdivision | SOUTH COAST PARK |
| Legal Tract | 001788 |
| Legal Block | E |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 17601 |
Source: San Diego County records · APN 254-391-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2010 · Amount on Record |
| Deed Sale | Jul 07, 2010 · Amount on Record |
| Prior Sale | Aug 10, 2004 · Amount on Record |
| Deed Document Number | 2010340419 |
| Prior Transfer Date | Aug 23, 2004 |
| Prior Transfer Doc | 0000893284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 460 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Document Number | 0000179059 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0179059 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000527971 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019-0527971 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 NAIAD ST, ENCINITAS, CA 92024-1753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 460 NAIAD STREET, CARLSBAD, CA 92009 |
| Document Number | 0000499457 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0499457 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,231,117 (+2%) Land $993,160 Building $237,957 | |
| 2025 | $12,985.00 (+6.13%) Homeowner's exemption | $1,206,979 (+4.04%) Land $973,687 Building $233,292 |
| 2023 | $12,235.00 (+2.03%) Homeowner's exemption | $1,160,113 Land $935,879 Building $224,234 |
| 2022 | $11,991.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Ting Fiber.
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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