480 E Topaz Ave, Granby, CO 80446 Property Records

Grand County property record for 480 E Topaz Ave, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1958
Lot Size	0.358 acres (15,638 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Dec 2017)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R088803`

Property Details

APN / Parcel Number

Primary APN	`R088803`
Alternative APN	`132932319013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	986 sqft
Gross Area	1,210 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.358 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	R088803
Street Address	480 E TOPAZ AVE
City	GRANBY
State	CO
Zip	80446-5261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: GRANBY LOT: 18 - 22 BLOCK: 5
Legal Subdivision	GRANBY
Legal Block	5
Legal Lot Number	18-22
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1061
Census Tract	207

Owner

Source: Grand County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1995, GRANBY, CO 80446-1995
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 13, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Document Number	2017010159
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	480 E TOPAZ AVE, GRANBY, CO 80446-5261
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026001471
Date	Mar 10, 2026
Instrument	2026001471

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	480 E TOPAZ AVE, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	CHERRY CREEK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000156
Date	Jan 10, 2023
Instrument	2023000156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Dec 13, 2017
Property Address	480 E TOPAZ AVE, GRANBY, CO 80446
Document Number	2017010159
Instrument Date	Dec 12, 2017
Instrument	2017010159
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 191, TABERNASH, CO 80478-0181

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1995, GRANBY, CO 80446-1995

Mortgage

Document Number	2017010160
Date	Dec 13, 2017
Instrument	2017010160

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Granby Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (-1.05%)	$22,690 (-3.12%) Land $8,440 Building $14,250	$363,020 (+3.84%) Land $135,000 Building $228,020
2023	$1,431.00 (+33.49%)	$23,420 (+41.94%) Land $8,390 Building $15,030	$349,590 (+47.27%) Land $125,290 Building $224,300
2022	$1,072.00	$16,500 Land $6,260 Building $10,240	$237,380 Land $90,000 Building $147,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321
Water Source	Surface water
Last State Inspection	May 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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