480 E Niagara Cir, Grand Junction, CO 81501 Property Records

Mesa County property record for 480 E Niagara Cir, Grand Junction, CO 81501

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,274 sqft · built 1997
Lot Size	0.155 acres (6,764 sqft)
Owner	2 Individual Names on File
Last Sale	$122,900 (Mar 2016)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-182-17-003`

Property Details

APN / Parcel Number

Primary APN	`2943-182-17-003`
Alternative APN	`R045113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,764 sqft (0.155 acres)
Porch	Open/Unfinished Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R045113
Street Address	480 E NIAGARA CIR
City	GRAND JUNCTION
State	CO
Zip	81501-5109
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 3 BLK 2 NIAGARA VILLAGE FIL NO ONE SEC 18 1S 1E UM & AN UND INT IN COMMON AREA OUTLOT A
Legal Range	001
Legal Township	01S
Legal Section	18
Legal Subdivision	NIAGARA VILLAGE #1
Legal Block	2
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1019
Census Tract	700

Owner

480 E Niagara Cir, a mobile home, is owned and occupied by two individuals who bought it in March 2016.

Source: Mesa County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2016 · Amount on File
Deed Sale	Mar 8, 2016 · Amount on File
Prior Sale	Mar 12, 2008 · Amount on File
Deed Document Number	20162753411
Prior Transfer Date	Apr 23, 2001
Prior Transfer Doc	0028490329
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	480 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109

Mortgage

Document Number	0003031097
Date	May 16, 2022
Instrument	3031097

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 480 E Niagara Cir was $1,489, up 89.2% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00 (+89.2%)	$13,180 (+19.06%) Land $4,810 Building $8,370	$210,850 Land $77,000 Building $133,850
2024	$787.00 (+0.64%)	$11,070 (-) Land $3,770 Building $7,300
2023	$782.00 (+10.14%)	$11,070 (+12.39%) Land $3,770 Building $7,300	$165,270 Land $56,270 Building $109,000
2022	$710.00	$9,850 Land $3,130 Building $6,720
2021			$141,720 Land $45,000 Building $96,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 480 E Niagara Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 E Niagara Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Highline Internet.

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