474 E Niagara Cir, Grand Junction, CO 81501 Property Records

Mesa County property record for 474 E Niagara Cir, Grand Junction, CO 81501

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,216 sqft · built 1996
Lot Size	0.156 acres (6,803 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Dec 2025)
Tax Bill	$730 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-182-17-006`

Property Details

APN / Parcel Number

Primary APN	`2943-182-17-006`
Alternative APN	`R045116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,803 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R045116
Street Address	474 E NIAGARA CIR
City	GRAND JUNCTION
State	CO
Zip	81501-5109
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 BLK 2 NIAGARA VILLAGE FIL NO ONE SEC 18 1S 1E UM & AN UND INT IN COMMON AREA OUTLOT A
Legal Range	001
Legal Township	01S
Legal Section	18
Legal Subdivision	NIAGARA VILLAGE #1
Legal Block	2
Legal Lot Number	6
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1019
Census Tract	700

Owner

474 E Niagara Cir, a mobile home, is owned and occupied by an individual who bought it in December 2025.

Source: Mesa County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	474 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage COM ACT HOUSING CORPORATION
Dec 1, 2025	Special Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 29, 2025	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Sep 29, 2025 · Amount on File
Deed Document Number	20253144148
Prior Transfer Date	Jun 11, 2001
Prior Transfer Doc	0002001243
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	474 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	FNTIC, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 MAXWELL DR, GRAND JUNCTION, CO 81504-7049

Mortgage

Document Number	0003144151
Date	Dec 1, 2025
Instrument	3144151

Lender

Name	COM ACT HOUSING CORPORATION
Type	Non-Lending Institution
Address	GRAND JUNCTION, CO 81504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 26, 2055

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 1, 2025
Property Address	474 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Document Number	0003144148
Instrument Date	Nov 26, 2025
Instrument	3144148
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FNTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109

Mortgage

Document Number	0003144149
Date	Dec 1, 2025
Instrument	3144149

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Mortgage

Document Number	0003144150
Date	Dec 1, 2025
Instrument	3144150

Lender

Name	COM ACT HOUSING CORPORATION
Type	Non-Lending Institution
Address	GRAND JUNCTION, CO 81504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 26, 2055

September 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MESA CO
Recording Date	Sep 29, 2025
Property Address	474 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Document Number	0003138381
Instrument Date	Sep 26, 2025
Instrument	3138381
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$14.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 HIGH POINTE DR, GRAND JUNCTION, CO 81507-1488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3273 GROUSE PL, CLIFTON, CO 81520-8806

Tax Assessment & Valuation

The 2025 property tax bill for 474 E Niagara Cir was $730, up 34.9% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (+34.94%)	$10,080 (+32.46%) Land $4,810 Building $5,270	$161,310 Land $77,000 Building $84,310
2024	$541.00 (+0.56%)	$7,610 (-) Land $3,390 Building $4,220
2023	$538.00 (+2.67%)	$7,610 (+4.68%) Land $3,390 Building $4,220	$113,540 Land $50,530 Building $63,010
2022	$524.00	$7,270 Land $3,130 Building $4,140
2021			$104,560 Land $45,000 Building $59,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 474 E Niagara Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 E Niagara Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Clearnetworx Fiber	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E Niagara Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures