481 E Niagara Cir, Grand Junction, CO 81501 Property Records

Mesa County property record for 481 E Niagara Cir, Grand Junction, CO 81501

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 960 sqft · built 1997
Lot Size	0.101 acres (4,390 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2021)
Tax Bill	$673 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2943-182-18-006`

Property Details

APN / Parcel Number

Primary APN	`2943-182-18-006`
Alternative APN	`R045127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Metal

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,390 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R045127
Street Address	481 E NIAGARA CIR
City	GRAND JUNCTION
State	CO
Zip	81501-5109
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 BLK 3 NIAGARA VILLAGE FIL NO ONE SEC 18 1S 1E & AN UND INT IN COMMON AREA OUTLOT A
Legal Range	001
Legal Township	01S
Legal Section	18
Legal Subdivision	NIAGARA VILLAGE FIL NO ONE
Legal Block	3
Legal Lot Number	6
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1021
Census Tract	700

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Dec 10, 2021	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Oct 21, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 26, 2018	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20213011568
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0003004658
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109

Mortgage

Document Number	0003062073
Date	Apr 25, 2023
Instrument	3062073

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 10, 2021
Property Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Document Number	0003011568
Instrument Date	Nov 29, 2021
Instrument	3011568
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109

Mortgage

Document Number	0003011569
Date	Dec 10, 2021
Instrument	3011569

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	0003011570
Date	Dec 10, 2021
Instrument	3011570

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Dec 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Oct 21, 2021
Property Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Document Number	0003004658
Instrument Date	Oct 19, 2021
Instrument	3004658
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Feb 26, 2018
Property Address	481 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5109
Document Number	0002831688
Instrument Date	Feb 23, 2018
Instrument	2831688
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 E NIAGARA CIR GRAND JUNCTION CO 815015109, GRAND JUNCTION, CO 81501-5109

Mortgage

Document Number	2831690
Date	Feb 26, 2018
Instrument	2831690

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00 (+47.91%)	$9,290 (+45.16%) Land $3,610 Building $5,680	$148,650 (+55.61%) Land $57,750 Building $90,900
2024	$455.00 (+0.66%)	$6,400 (-) Land $2,390 Building $4,010
2023	$452.00 (-5.24%)	$6,400 (-3.32%) Land $2,390 Building $4,010	$95,530 (+0.37%) Land $35,700 Building $59,830
2022	$477.00	$6,620 Land $2,350 Building $4,270
2021			$95,180 Land $33,750 Building $61,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Highline Internet.

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