Citrus County property record for 480 E Hartford St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,827 sqft · built 1985 |
| Lot Size | 0.501 acres (21,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Apr 2011) |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00280-0030 |
| Primary APN | 19E-18S-18-0110-00280-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,407 sqft |
| 1st Floor Area | 1,827 sqft |
| Basement Area | 96 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 21,825 sqft (0.501 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 231 sqft |
| Deck Area | 732 sqft |
| Patio Area | 320 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2295031 |
|---|---|
| Street Address | 480 E HARTFORD ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 3 BLK 28 DESC IN OR BK 924 PG 2004 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 28 |
| Legal Lot Number | 3 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 450703 |
Source: Citrus County records · APN 19E-18S-18-0110-00280-0030
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 N SEMINOLE AVE, INVERNESS, FL 34450-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2011 · Amount on Record |
| Deed Sale | Apr 19, 2011 · Amount on Record |
| Prior Sale | Jan 01, 1992 · Amount on Record |
| Deed Document Number | 201116365 |
| Deed Book / Page | 2414 / 1935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 480 E HARTFORD ST, HERNANDO, FL 34442-8313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030380686 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 3038/0686 |
| Instrument | 2020007625 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 480 E HARTFORD ST, HERNANDO, FL 34442-8313 |
| Document Number | 0029320498 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 480 E HARTFORD ST HERNANDO FL 344428313, HERNANDO, FL 34442-8313 |
| Document Number | 0029320498 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 002932/000498 |
| Instrument | 51292 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,262.00 (+5.31%) Homeowner's exemption | $179,791 (-40.36%) | $294,644 (-2.26%) Land $35,000 Building $259,644 |
| 2024 | $2,148.00 (+2.68%) Homeowner's exemption Additional exemption filed | $301,453 (+1.37%) Land $33,500 Building $267,953 | $301,453 (+1.37%) Land $33,500 Building $267,953 |
| 2023 | $2,092.00 (+6.9%) Homeowner's exemption Additional exemption filed | $297,385 (+13.84%) Land $30,500 Building $266,885 | $297,385 (+13.84%) Land $30,500 Building $266,885 |
| 2022 | $1,957.00 Homeowner's exemption Additional exemption filed | $261,236 Land $29,000 Building $232,236 | $261,236 Land $29,000 Building $232,236 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures