Citrus County property record for 390 E Hartford St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,278 sqft · built 1984 |
| Lot Size | 0.501 acres (21,825 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $135,000 (Mar 2002) |
| Tax Bill | $2,112 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00290-003.0 |
| Primary APN | 19E-18S-18-0110-00290-003.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 2,134 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 21,825 sqft (0.501 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| Garage Area | 378 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Deck Area | 169 sqft |
| Patio Area | 553 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2295384 |
|---|---|
| Old Parcel Number | 1818S19E0110002900030 |
| Street Address | 390 E HARTFORD ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD N1/2 OF LT 3 BLK 29 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 450703 |
Source: Citrus County records · APN 19E-18S-18-0110-00290-003.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 390 E HARTFORD ST, HERNANDO, FL 34442-8312 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| May 27, 2020 | Deed of Trust, Mortgage SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2002 · Amount on Record |
| Deed Sale | Mar 20, 2002 · Amount on Record |
| Deed Document Number | 1246655 |
| Deed Book / Page | 1492 / 1759 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 390 E HARTFORD ST, HERNANDO, FL 34442-8312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 390 E HARTFORD ST, HERNANDO, FL 34442-8312 |
| Document Number | 0032591314 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 3259/1314 |
| Instrument | 2022015247 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Mar 02, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 390 E HARTFORD ST, HERNANDO, FL 34442-8312 |
| Document Number | 0030640741 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 390 E HARTFORD ST HERNANDO FL 344428312, HERNANDO, FL 34442-8312 |
| Document Number | 0030640741 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 003064/000741 |
| Instrument | 28066 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 01, 2035 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,112.00 (+5.55%) Homeowner's exemption Additional exemption filed | $286,102 (-3.81%) Land $35,000 Building $251,102 | $286,102 (-3.81%) Land $35,000 Building $251,102 |
| 2024 | $2,001.00 (+2.67%) Homeowner's exemption Additional exemption filed | $297,419 (%) Land $33,500 Building $263,919 | $297,419 (%) Land $33,500 Building $263,919 |
| 2023 | $1,949.00 (+6.91%) Homeowner's exemption Additional exemption filed | $297,429 (+15.47%) Land $30,500 Building $266,929 | $297,429 (+15.47%) Land $30,500 Building $266,929 |
| 2022 | $1,823.00 Homeowner's exemption Additional exemption filed | $257,571 Land $29,000 Building $228,571 | $257,571 Land $29,000 Building $228,571 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREENBRIAR I private · serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | CITRUS CO UTL/CHARLES A. BLACK |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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