408 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 408 E Hartford St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 2000
Lot Size	0.501 acres (21,825 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Jun 2021)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00290-001.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00290-001.0`
Alternative APNs	`1818S19E0110002900010` `2295368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,668 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Area	504 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	321 sqft
Patio Area	738 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2295368
Old Parcel Number	1818S19E0110002900010
Street Address	408 E HARTFORD ST
City	HERNANDO
State	FL
Zip	34442-8281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 1 BLK 29
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	29
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3008
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E HARTFORD ST, HERNANDO, FL 34442-8281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 12, 2021	Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	2021038216
Deed Book / Page	3172 / 217
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 7, 2021
Property Address	408 E HARTFORD ST, HERNANDO, FL 34442-8281
Document Number	0031720217
Book / Page	3172 / 217
Map Reference	MB 9 PG 73-83
Instrument Date	May 26, 2021
Instrument	2021038216
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 W REDSOX PATH, 339, HERNANDO, FL 34442-5164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E HARTFORD ST, HERNANDO, FL 34442-8281

Mortgage

Document Number	3172219
Date	Jun 7, 2021
Instrument	3172/219

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 12, 2021
Property Address	408 E HARTFORD ST, HERNANDO, FL 34442-8281
Document Number	0031340851
Book / Page	3134 / 851
Map Reference	MB 9 PG 73-83
Instrument Date	Feb 5, 2021
Instrument	2021008855
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 E HARTFORD ST, 408, HERNANDO, FL 34442-8281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	339 W REDSOX PATH, HERNANDO, FL 34442-5164

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+4.34%) Homeowner's exemption Additional exemption filed	$297,496 (-2.97%) Land $35,000 Building $262,496	$297,496 (-2.97%) Land $35,000 Building $262,496
2024	$3,621.00 (+2.4%) Homeowner's exemption Additional exemption filed	$306,611 (+2.21%) Land $33,500 Building $273,111	$306,611 (+2.21%) Land $33,500 Building $273,111
2023	$3,536.00 (+6.92%) Homeowner's exemption Additional exemption filed	$299,989 (+16.13%) Land $30,500 Building $269,489	$299,989 (+16.13%) Land $30,500 Building $269,489
2022	$3,307.00 Homeowner's exemption Additional exemption filed	$258,313 Land $29,000 Building $229,313	$258,313 Land $29,000 Building $229,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENBRIAR I private · serves 300 people · EPA ID FL6094871
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITRUS CO UTL/CHARLES A. BLACK
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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