480 E Circle Dr, Muskegon, MI 49445 Property Records

Muskegon County property record for 480 E Circle Dr, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,608 sqft · built 1948
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2015)
Tax Bill	$14,732 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23304000003900`

Property Details

APN / Parcel Number

Primary APN	`23304000003900`
Alternative APN	`61-23-304-000-0039-00`

Interior

Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,608 sqft Living Area
1st Floor Area	2,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Lot Area	35,719 sqft (0.82 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	480 E CIRCLE DR
City	MUSKEGON
State	MI
Zip	49445-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-LOW
Legal Description	NORTH MUSKEGON CITY INTERLAKEN NO 1 LOT 39 SUBJ TO UTILITY ESMT L3594/P338
Legal Subdivision	INTERLAKEN
Legal Lot Number	39
Jurisdiction	MUSKEGON MI
Township / Civil Division	NORTH MUSKEGON
Census Block Group	4
Census Block	4001
Census Tract	1500

Owner

Source: Muskegon County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42873 OLD CASSTLE DR, WINTER PARK, FL 32792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	20155526275
Deed Book / Page	4060 / 420
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0005464527
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 4, 2026
Property Address	480 E CIRCLE DR, MUSKEGON, MI 49445-2714
Document Number	0005893348
Book / Page	4427 / 846
Instrument Date	Sep 3, 2026
Instrument	20265893348
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	480 E CIRCLE DR, MUSKEGON, MI 49445-2714
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E CIRCLE DR, NORTH MUSKEGON, MI 49445-2714

Mortgage

Document Number	4280/53
Date	Nov 9, 2021
Book Page	4280/53
Instrument	5745696

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	480 E CIRCLE DR, MUSKEGON, MI 49445-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005697610
Date	Sep 1, 2020
Book Page	4231/919
Instrument	5697610

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	295 Months
Due	Apr 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	North Muskegon City
Unified School District	North Muskegon Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,800 (+7.7%)	$1,035,600 (+7.7%)
2025	$14,732.00 Homeowner's exemption	$480,800	$961,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MUSKEGON serves 3,786 people · EPA ID MI0004780
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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