Muskegon County property record for 435 E Circle Dr, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,715 sqft · built 1926 |
| Lot Size | 0.561 acres (24,437 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Nov 2013) |
| Tax Bill | $8,745 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23304000005600 |
| Primary APN | 23304000005600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 1,637 sqft |
| Basement Area | 1,055 sqft |
| Unfinished Basement | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,437 sqft (0.561 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Street Address | 435 E CIRCLE DR |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-LOW |
| Legal Description | NORTH MUSKEGON CITY INTERLAKEN NO 1 LOT 56 SUBJ TO UTILITY ESMT L3594/P338 |
| Legal Subdivision | INTERLAKEN |
| Legal Lot Number | 56 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | NORTH MUSKEGON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1500 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 E CIRCLE DR, MUSKEGON, MI 49445-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on Record |
| Deed Sale | Nov 13, 2013 · Amount on Record |
| Deed Document Number | 20135470096 |
| Deed Book / Page | 4004 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 435 E CIRCLE DR, MUSKEGON, MI 49445-2713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005712934 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 4247/259 |
| Instrument | 5712934 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 435 E CIRCLE DR, MUSKEGON, MI 49445-2713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005634011 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 4168/259 |
| Instrument | 5634011 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | North Muskegon City |
| Unified School District | North Muskegon Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,500 (+7.95%) | $785,000 (+7.95%) | |
| 2025 | $8,745.00 Homeowner's exemption | $363,600 | $727,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MUSKEGON serves 3,786 people · EPA ID MI0004780 |
|---|---|
| Water Source | Purchased surface water from MUSKEGON |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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