Muskegon County property record for 438 E Circle Dr, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,633 sqft · built 1977 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,077 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23304000004600 |
| Primary APN | 23304000004600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,633 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 1,334 sqft |
| Unfinished Basement | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,034 sqft (0.414 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Storm Sewer |
| Street Address | 438 E CIRCLE DR |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-LOW |
| Legal Description | NORTH MUSKEGON CITY INTERLAKEN NO 1 LOT 46 EXC SELY 15 FT TH'OF AND SELY 10 FT OF LOT 45 SUBJ TO UTILITY ESMT L3594/P338 |
| Legal Subdivision | INTERLAKEN |
| Legal Lot Number | 45-46 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | NORTH MUSKEGON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1500 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 E CIRCLE DR, MUSKEGON, MI 49445-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 438 E CIRCLE DR, MUSKEGON, MI 49445-2714 |
| Document Number | 0005692046 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 438 E CIRCLE DR MUSKEGON MI 494452714, MUSKEGON, MI 49445-2714 |
| Document Number | 0005692046 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 004226/000350 |
| Instrument | 5692046 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | North Muskegon City |
| Unified School District | North Muskegon Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,000 (+7.05%) | $598,000 (+7.05%) | |
| 2025 | $7,077.00 Homeowner's exemption | $279,300 | $558,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MUSKEGON serves 3,786 people · EPA ID MI0004780 |
|---|---|
| Water Source | Purchased surface water from MUSKEGON |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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