480 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 480 Clover Dr, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,203 sqft · built 2001
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$409,900 (Jun 2016)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-126-001`

Property Details

APN / Parcel Number

Primary APN	`18-36-126-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,203 sqft
Gross Area	4,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Brick/Wood
Lot Area	21,344 sqft
Garage Area	828 sqft
Porch	Porch
Porch Area	39 sqft
Patio Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	480 CLOVER DR
City	ALGONQUIN
State	IL
Zip	60102-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0021103 LT 3 TERRACE LAKES UNIT 1
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	TERRACE LAKES 01
Legal Lot Number	3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3001
Census Tract	871107

Owner

Source: McHenry County records · APN 18-36-126-001

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	480 CLOVER DR, ALGONQUIN, IL 60102-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Dec 12, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2016 · Amount on Record
Deed Sale	Jun 16, 2016 · Amount on Record
Prior Sale	Apr 02, 2002 · Amount on Record
Deed Document Number	2016R0021103
Record Updated	Jun 07, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	480 CLOVER DR, ALGONQUIN, IL 60102-6502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014577
Date	Apr 25, 2017
Instrument	2017R0014577

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	480 CLOVER DR, ALGONQUIN, IL 60102-6502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041981
Date	Dec 12, 2018
Instrument	2018R0041981

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	480 CLOVER DR, ALGONQUIN, IL 60102-6502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009551
Date	Mar 18, 2020
Instrument	2020R0009551

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	480 CLOVER DR, ALGONQUIN, IL 60102-6502
Document Number	0000026512
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 CLOVER DR ALGONQUIN IL 601026502, ALGONQUIN, IL 60102-6502

Mortgage

Document Number	0000026512
Date	Aug 19, 2019
Instrument	26512

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$136,506 Land $13,717 Building $122,789	$409,518 Land $41,151 Building $368,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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