491 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 491 Clover Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,043 sqft · built 2003
Lot Size	0.443 acres (19,314 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Jun 2020)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-128-002`

Property Details

APN / Parcel Number

Primary APN	`18-36-128-002`

Interior

Building Area	3,043 sqft
Gross Area	4,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Lot Area	19,314 sqft
Garage Area	618 sqft
Porch	Porch
Porch Area	89 sqft
Patio Area	1,010 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	491 CLOVER DR
City	ALGONQUIN
State	IL
Zip	60102-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0023349 LT 2 TERRACE LAKES UNIT 1 MEMO: UTES, MICHAEL E/ DUNBAR-UTES, LINDA K
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	TERRACE LAKES 01
Legal Lot Number	2
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3000
Census Tract	871107

Owner

Source: McHenry County records · APN 18-36-128-002

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	491 CLOVER DR, ALGONQUIN, IL 60102-6510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Sep 09, 2014 · Amount on Record
Deed Document Number	2020R0023349
Record Updated	Jun 07, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2020
Property Address	491 CLOVER DR, ALGONQUIN, IL 60102-6510
Document Number	0000023349
Map Reference	DOC 19999R0082210
Instrument Date	May 26, 2020
Instrument	2020R0023349
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	491 CLOVER DR, ALGONQUIN, IL 60102-6510

Mortgage

Document Number	0000023350
Date	Jun 26, 2020
Instrument	2020R0023350

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$124,926 Land $13,717 Building $111,209	$374,778 Land $41,151 Building $333,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.