451 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 451 Clover Dr, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3,174 sqft · built 1998
Lot Size0.432 acres (18,827 sqft)
OwnerIndividual Name on File
Last Sale$311,000 (Sep 1998)
Deeds & MortgagesJul 2020 Line of Credit
Dec 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-25-377-017

Property Details

APN / Parcel Number

Primary APN18-25-377-017

Interior

Building Area3,174 sqft
Gross Area5,006 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Lot Area18,827 sqft
Garage Area710 sqft
PorchPorch
Porch Area255 sqft
Deck Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address451 CLOVER DR
CityALGONQUIN
StateIL
Zip60102-6510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 1998R0061374 LT 30 PRESTWICKE PHASE 2
Legal Range07E
Legal Township43N
Legal Section25
Legal SubdivisionPRESTWICKE PH 2
Legal Phase2
Legal Block377
Legal Lot Number30
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2011
Census Tract871107

Owner

Source: McHenry County records · APN 18-25-377-017

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address451 CLOVER DR, ALGONQUIN, IL 60102-6510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
BARABOO ST BK
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BARABOO ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 1998 · Amount on Record
Deed SaleSep 16, 1998 · Amount on Record
Deed Document Number98R0061374
Record UpdatedJun 07, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address451 CLOVER DR, ALGONQUIN, IL 60102-6510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025868
DateJul 10, 2020
Instrument2020R0025868
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueApr 05, 2050
Interest
Rate6.01%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address451 CLOVER DR, ALGONQUIN, IL 60102-6510
Document Number0000003504
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address451 CLOVER DR ALGONQUIN IL 601026510, ALGONQUIN, IL 60102-6510

Mortgage

Document Number0000003504
DateJan 20, 2021
Instrument3504
Lender
NameBARABOO ST BK
AddressBARABOO, WI 53913
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address451 CLOVER DR, ALGONQUIN, IL 60102-6510
Document Number0000049579
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedDec 04, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address451 CLOVER DR ALGONQUIN IL 601026510, ALGONQUIN, IL 60102-6510

Mortgage

Document Number0000049579
DateNov 17, 2020
Instrument49579
Lender
NameBARABOO ST BK
AddressBARABOO, WI 53913
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$130,593 Land $15,242 Building $115,351$391,779 Land $45,726 Building $346,053

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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