480 Centennial Cir, Sterling, CO 80751 Property Records

Logan County property record for 480 Centennial Cir, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,897 sqft · built 1979
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2024)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052528216004`

Property Details

APN / Parcel Number

Primary APN	`38052528216004`
Alternative APN	`5170000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,897 sqft Heated Area
1st Floor Area	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	134 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5170000
Street Address	480 CENTENNIAL CIR
City	STERLING
State	CO
Zip	80751-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WYW SUBD OF BLK 24 CHARMONY ADDN 5TH FILING; STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	WYW SUBD
Legal Block	24
Legal Lot Number	4
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 CENTENNIAL CIR, STERLING, CO 80751-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE SLA
Aug 24, 2018	Quit Claim Deed, Transfer STEWART TITLE
Aug 24, 2018	Administrator's Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2024771437
Deed Book / Page	1059 / 639
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 28, 2024
Property Address	480 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000771437
Book / Page	1059 / 639
Instrument Date	Jun 28, 2024
Instrument	771437
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CENTENNIAL CIR, STERLING, CO 80751-2301

Mortgage

Document Number	0000771438
Date	Jun 28, 2024
Instrument	771438

Lender

Name	EQUITABLE SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 24, 2018
Property Address	480 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000741022
Book / Page	001029 / 000199
Instrument Date	Aug 16, 2018
Instrument	741022
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	480 CENTENNIAL CIR STERLING CO 807512301, STERLING, CO 80751-2301

August 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 24, 2018
Property Address	480 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000741023
Book / Page	1029 / 0200
Instrument Date	Aug 16, 2018
Instrument	741023
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CENTERLISE CIR, STERLING, CO 80751

Mortgage

Document Number	0000741024
Date	Aug 24, 2018
Instrument	741024

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (+75.89%)	$25,328 (-89.98%)	$405,257 (+60.28%) Land $46,056 Building $359,201
2023	$1,207.00 (-16.59%)	$252,840 (+1,339.04%) Land $39,720 Building $213,120	$252,840 (-) Land $39,720 Building $213,120
2022	$1,447.00	$17,570 Land $2,760 Building $14,810	$252,840 Land $39,720 Building $213,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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