475 Centennial Cir, Sterling, CO 80751 Property Records

Logan County property record for 475 Centennial Cir, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1979
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Dec 2022)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052528216008`

Property Details

APN / Parcel Number

Primary APN	`38052528216008`
Alternative APN	`5941100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,592 sqft Heated Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	640 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5941100
Street Address	475 CENTENNIAL CIR
City	STERLING
State	CO
Zip	80751-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 W Y W SUBD OF BLK 24 CHARMONY ADDN 5TH FILING; STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	CHARMONY ADD
Legal Block	24
Legal Lot Number	8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 CENTENNIAL CIR, STERLING, CO 80751-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 20, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2022764532
Deed Book / Page	1052 / 723
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	475 CENTENNIAL CIR, STERLING, CO 80751-2301
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CENTENNIAL CIR, STERLING, CO 80751-2301

Mortgage

Document Number	0000761660
Date	Jun 1, 2022
Book Page	1049/850
Instrument	761660

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 19, 2022
Property Address	475 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000764532
Book / Page	1052 / 723
Instrument Date	Dec 16, 2022
Instrument	764532
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N 9TH AVE, STERLING, CO 80751-2807

Mortgage

Document Number	0000764533
Date	Dec 19, 2022
Instrument	764533

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 20, 2018
Property Address	475 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000740493
Book / Page	001028 / 000670
Instrument Date	Jul 20, 2018
Instrument	740493
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$17.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	475 CENTENNIAL CIR STERLING CO 807512301, STERLING, CO 80751-2301

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+38.08%)	$15,960 (-92.46%)	$255,350 (+20.61%) Land $40,376 Building $214,974
2023	$969.00 (-19.98%)	$211,720 (+1,339.29%) Land $34,820 Building $176,900	$211,720 (-) Land $34,820 Building $176,900
2022	$1,211.00	$14,710 Land $2,420 Building $12,290	$211,720 Land $34,820 Building $176,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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