468 Centennial Cir, Sterling, CO 80751 Property Records

Logan County property record for 468 Centennial Cir, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,706 sqft · built 1978
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2025)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38052528216006`

Property Details

APN / Parcel Number

Primary APN	`38052528216006`
Alternative APN	`5173000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Heated Area
1st Floor Area	1,058 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Mixed
Garage Area	885 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	321 sqft
Patio Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5173000
Street Address	468 CENTENNIAL CIR
City	STERLING
State	CO
Zip	80751-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WYW SUBD OF BLK 24 CHARMONY ADDN 5TH FILING; STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	WYW SUBD
Legal Block	24
Legal Lot Number	6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 26, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ENT CU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SLA
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CORONADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	2025775656
Deed Book / Page	1063 / 861
Record Updated	Oct 29, 2026

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 18, 2025
Property Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000775656
Book / Page	1063 / 861
Instrument Date	Jun 18, 2025
Instrument	775656
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 CENTENNIAL CIR, STERLING, CO 80751-2301

Mortgage

Document Number	0000775657
Date	Jun 18, 2025
Instrument	775657

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 26, 2023
Property Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000766746
Book / Page	1054 / 944
Instrument Date	Jun 26, 2023
Instrument	766746
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301

Mortgage

Document Number	0000766747
Date	Jun 26, 2023
Instrument	766747

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000750394
Date	Jul 20, 2020
Book Page	1038/577
Instrument	750394

Lender

Name	EQUITABLE SLA
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	161 Months
Due	Dec 1, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	468 CENTENNIAL CIR, STERLING, CO 80751-2301
Document Number	0000740417
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 CENTENNIAL CIR STERLING CO 807512301, STERLING, CO 80751-2301

Mortgage

Document Number	0000740417
Date	Jul 17, 2018
Book Page	001028/000594
Instrument	740417

Lender

Name	BANK OF CORONADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2028

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (+61.93%)	$23,787 (-91.48%)	$380,596 (+36.24%) Land $53,568 Building $327,028
2023	$1,358.00 (-15.02%)	$279,350 (+1,339.21%) Land $43,810 Building $235,540	$279,350 (-) Land $43,810 Building $235,540
2022	$1,598.00	$19,410 Land $3,040 Building $16,370	$279,350 Land $43,810 Building $235,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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