480 Bluff Rd, Apalachicola, FL 32320 Property Records

Franklin County property record for 480 Bluff Rd, Apalachicola, FL 32320

Property Summary

Property Type	Vacant Land
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$56,500 (Jul 2022)
Tax Bill	$324 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-09S-08W-0000-0300-0020`

Property Details

APN / Parcel Number

Primary APN	`02-09S-08W-0000-0300-0020`
Alternative APN	`08W09S02000003000020`

Exterior

Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Street Address	480 BLUFF RD
City	APALACHICOLA
State	FL
Zip	32320-1102
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PARCEL IN SECT 02-09S-08W BEING .85 OF AN AC M/L OR/J/182 J/235 H/235 FILE#81-177 238/211 238/235 867/294 1191/80 1197/605 1279/50 1298/437 1340/687
Legal Range	08W
Legal Township	09S
Legal Section	02
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1046
Census Tract	970302

Owner

480 Bluff Rd, vacant land, is owned by two individuals who bought it in July 2022.

Source: Franklin County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	155 HAPPY HOLW, FREEPORT, FL 32439-5424
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer AQUA TITLE SERVICES
Apr 26, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2020	Correction Deed ATTORNEY ONLY
Sep 30, 2020	Warranty Deed, Transfer DODD TITLE COMPANY INC, DODD TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	20224033
Deed Book / Page	1340 / 687
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0019002557
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 1, 2022
Property Address	480 BLUFF RD, APALACHICOLA, FL 32320-1102
Document Number	0019004033
Book / Page	1340 / 687
Instrument Date	Jun 30, 2022
Instrument	202219004033
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$395.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	787 YARBOROUGH MILL RD SE, FAIRMOUNT, GA 30139-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 HAPPY HOLW, FREEPORT, FL 32439-5424

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 26, 2021
Property Address	480 BLUFF RD, APALACHICOLA, FL 32320-1102
Document Number	0019002557
Book / Page	1298 / 437
Instrument Date	Apr 21, 2021
Instrument	202119002557
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 THREE OAKS DR SE, CALHOUN, GA 30701-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 YARBOROUGH MILL RD SE, FAIRMOUNT, GA 30139-2739

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN FL
Recording Date	Oct 14, 2020
Property Address	480 BLUFF RD, APALACHICOLA, FL 32320-1102
Document Number	0019004843
Book / Page	001279 / 000050
Instrument Date	Oct 9, 2020
Instrument	19004843
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 THREE OAKS DR COHUTTA GA 30710, COHUTTA, GA 30710

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 30, 2020
Property Address	480 BLUFF RD, APALACHICOLA, FL 32320-1102
Document Number	0019004585
Book / Page	001277 / 000643
Instrument Date	Sep 28, 2020
Instrument	19004585
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	DODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 THREE OAKS DR SE CALHOUN GA 307014614, CALHOUN, GA 30701-4614

Tax Assessment & Valuation

The 2025 property tax bill for 480 Bluff Rd was $324, down 1.2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$324.00 (-1.22%)	$34,000 (-) Land $34,000	$34,000 (-) Land $34,000
2024	$328.00 (-3.81%)	$34,000 (-) Land $34,000	$34,000 (-) Land $34,000
2023	$341.00 (+11.07%)	$34,000 (+14.29%) Land $34,000	$34,000 (+14.29%) Land $34,000
2022	$307.00	$29,750 Land $29,750	$29,750 Land $29,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	83 (1985–2019)
Claims Outside the SFHA	3 of 83
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 15 claims Hurricane Dennis, Jul 2005 · 15 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Bluff Rd is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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