412 Bluff Rd, Apalachicola, FL 32320 Property Records

Franklin County property record for 412 Bluff Rd, Apalachicola, FL 32320

Property Summary

Property TypeMobile Home
Details1 ba · 720 sqft · built 1973
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Jul 2015)
Tax Bill$148 (2025)
Flood ZoneZone X (minimal risk)
APN02-09S-08W-0000-0101-0000

Property Details

APN / Parcel Number

Primary APN02-09S-08W-0000-0101-0000

Interior

Full Baths1 Bath
Stories1 Story
Building Area720 sqft Heated Area
Gross Area1,272 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Exterior MaterialOther
Roof MaterialMetal
Lot Area10,454 sqft (0.239 acres)
Lot Width100 ft Width
PorchOpen Porch
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address412 BLUFF RD
CityAPALACHICOLA
StateFL
Zip32320-1102
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description118 FT SEC 2 T9S R8W OR 125/536 OR/673/563 997/517 1147/736 .24 AC
Legal Range08W
Legal Township09S
Legal Section02
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1046
Census Tract970302

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address420 BLUFF RD, APALACHICOLA, FL 32320-1102
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2015 · Amount on Record
Deed SaleJul 2, 2015 · Amount on Record
Prior SaleSep 24, 2009 · Amount on Record
Deed Document Number0001147736
Deed Book / Page1147 / 736
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148.00 (+2.78%)$10,749 (-) Land $9,600 Building $1,149$10,749 (-) Land $9,600 Building $1,149
2024$144.00 (+2.13%)$10,749 (+3.46%) Land $9,600 Building $1,149$10,749 (+3.46%) Land $9,600 Building $1,149
2023$141.00 (+6.02%)$10,390 (+15.78%) Land $9,600 Building $790$10,390 (+15.78%) Land $9,600 Building $790
2022$133.00$8,974 Land $8,400 Building $574$8,974 Land $8,400 Building $574

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims83 (1985–2019)
Claims Outside the SFHA3 of 83
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 15 claims
  • Hurricane Dennis, Jul 2005 · 15 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Bluff Rd

Nearby Streets

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