580 Bluff Rd, Apalachicola, FL 32320 Property Records

Franklin County property record for 580 Bluff Rd, Apalachicola, FL 32320

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,904 sqft · built 1986
Lot Size1.47 acres (64,033 sqft)
Owner2 Owner Names on File
Last Sale$87,500 (Mar 2012)
Tax Bill$2,004 (2025)
Flood ZoneZone X (minimal risk)
APN02-09S-08W-0000-0410-0100

Property Details

APN / Parcel Number

Primary APN02-09S-08W-0000-0410-0100

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,904 sqft Heated Area
Gross Area2,064 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area64,033 sqft (1.47 acres)
Lot Width147 ft Width
PorchFinished/Screened Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address580 BLUFF RD
CityAPALACHICOLA
StateFL
Zip32320-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.477 AC M/L SEC 02-09S-08W BEING 147.80 X 421.11 X 159.70 X 420.63 FT 206/264 213/553 594/773 1054/474 1058/114
Legal Range08W
Legal Township09S
Legal Section02
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1045
Census Tract970302

Owner

The current owner of 580 Bluff Rd bought it in March 2012.

Source: Franklin County records, as of January 5, 2026

Owner of Record2 Owner Names on File
Mailing Address580 BLUFF RD, APALACHICOLA, FL 32320-1104
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2012 · Amount on File
Deed SaleMar 21, 2012 · Amount on File
Prior SaleFeb 2, 2012
Deed Document Number201219001708
Deed Book / Page1058 / 114
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 580 Bluff Rd was $2,004, up 3.6% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,004.00 (+3.62%)$217,387 (-0.76%) Land $58,800 Building $158,587$217,387 (-0.76%) Land $58,800 Building $158,587
2024$1,934.00 (+7.68%)$219,043 (+14.75%) Land $58,800 Building $160,243$219,043 (+14.75%) Land $58,800 Building $160,243
2023$1,796.00 (+12.46%)$190,882 (+23.42%) Land $58,800 Building $132,082$190,882 (+23.42%) Land $58,800 Building $132,082
2022$1,597.00$154,661 Land $51,450 Building $103,211$154,661 Land $51,450 Building $103,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 60 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims83 (1985–2019)
Claims Outside the SFHA3 of 83
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 15 claims
  • Hurricane Dennis, Jul 2005 · 15 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Bluff Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Rd

Nearby Streets

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