Saratoga County and Halfmoon Town property record for 48 Willowbrook Ter, Halfmoon, NY 12065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,646 sqft · built 2001 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Aug 2019) |
| Tax Bill | $8,568 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2020 Loan Modification + 2 more |
| APN | 413800 272.8-1-23 |
| Primary APN | 413800 272.8-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Width | 149 ft Width |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Canopy | 209 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5 J02571 |
|---|---|
| Street Address | 48 WILLOWBROOK TER |
| City | HALFMOON |
| State | NY |
| Zip | 12065-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | HOUSE\LOT |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 62406 |
Source: Saratoga County and Halfmoon Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 WILLOWBROOK TER, HALFMOON, NY 12065-2649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| Jul 21, 2020 | Loan Modification, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Aug 15, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Nov 20, 2001 · Amount on Record |
| Deed Document Number | 201922897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 48 WILLOWBROOK TER, HALFMOON, NY 12065-2649 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027006 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022027006 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 48 WILLOWBROOK TER, HALFMOON, NY 12065-2649 |
| Document Number | 0000024330 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 48 WILLOWBROOK TER HALFMOON NY 120652649, HALFMOON, NY 12065-2649 |
| Document Number | 0000024330 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 24330 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 48 WILLOWBROOK TER, HALFMOON, NY 12065-2649 |
| Document Number | 0000019771 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 48 WILLOWBROOK TER HALFMOON NY 120652649, HALFMOON, NY 12065-2649 |
| Document Number | 0000019771 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 19771 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 29, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 15, 2019 |
| Property Address | 48 WILLOWBROOK TER, HALFMOON, NY 12065-2649 |
| Document Number | 0000022897 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2019022897 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 FOXFORD RD, TROY, NY 12180-6122 |
Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,568.00 | $212,500 (-) Land $37,600 Building $174,900 | $570,470 (+14.09%) Land $100,940 Building $469,530 |
| 2023 | $212,500 Land $37,600 Building $174,900 | $500,000 Land $88,471 Building $411,529 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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