44 Willowbrook Ter, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 44 Willowbrook Ter, Halfmoon, NY 12065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,335 sqft · built 1995
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Sep 2023)
Tax Bill$8,101 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2017 Mortgage
APN413800 272.8-1-25

Property Details

APN / Parcel Number

Primary APN413800 272.8-1-25
Alternative APNs
  • 380027200800010250000000
  • 5 J02571

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,335 sqft Living Area
1st Floor Area1,203 sqft
2nd Floor Area1,132 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area25,700 sqft (0.59 acres)
Lot Width111 ft Width
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area299 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5 J02571
Street Address44 WILLOWBROOK TER
CityHALFMOON
StateNY
Zip12065-2649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionHOUSE/LOT 44
Legal Block1
Legal Lot Number25.000
JurisdictionSARATOGA NY
Township / Civil DivisionHALFMOON
Census Block Group1
Census Block1003
Census Tract62406

Owner

Source: Saratoga County and Halfmoon Town records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 WILLOWBROOK TER, HALFMOON, NY 12065-2649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed, Transfer · Stand-Alone First Mortgage
BALLSTON SPA NATIONAL BANK
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleJun 30, 1998 · Amount on Record
Deed Document Number202323080
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSARATOGA NY
Recording DateSep 12, 2023
Property Address44 WILLOWBROOK TER, HALFMOON, NY 12065-2649
Document Number0000023080
Instrument DateSep 6, 2023
Instrument2023023080
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 ASCOT CIR, SARATOGA SPRINGS, NY 12866-9485

Mortgage

Document Number0000023081
DateSep 12, 2023
Instrument2023023081
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateOct 1, 2030
Max Rate At Change2%
Index1-Year CMT
Margin2

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address44 WILLOWBROOK TER, HALFMOON, NY 12065-2649
Document Number0000001467
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WILLOWBROOK TER HALFMOON NY 120652649, HALFMOON, NY 12065-2649

Mortgage

Document Number0000001467
DateJan 16, 2018
Instrument1467
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2048

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionHalfmoon Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,101.00$200,900 (-) Land $39,400 Building $161,500$539,329 (+14.09%) Land $105,772 Building $433,557
2023$200,900 (-) Land $39,400 Building $161,500$472,706 (+11.76%) Land $92,706 Building $380,000
2022$200,900 Land $39,400 Building $161,500$422,947 Land $82,947 Building $340,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALFMOON WATER DISTRICT (TROY)
serves 15,000 people · EPA ID NY4519111
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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