Beaufort County property record for 48 Whispering Pine St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,528 sqft · built 2002 |
| Lot Size | 0.118 acres (5,148 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $450,000 (May 2024) |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2024 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900006730000 |
| Primary APN | R61003900006730000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,148 sqft (0.118 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 48 WHISPERING PINE ST |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT E 23 TRACT B PH I SHULTS TRACT PB85 PGS29-29A PB88 PG5 PB92 P181-182 PB94 P4 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Phase | 1 |
| Legal Tract | B |
| Legal Lot Number | E |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2107 |
Source: Beaufort County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 8, 2024 | Deed, Transfer · Line of Credit BUILDERS CHOICE MORTGAGE LLC |
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Oct 15, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Sep 9, 2015 · Amount on Record |
| Deed Document Number | 202420476 |
| Deed Book / Page | 4332 / 2887 |
| Prior Transfer Date | Oct 14, 2019 |
| Prior Transfer Doc | 0000055583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 15, 2026 |
| Property Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000016262 |
| Book / Page | 4527 / 1764 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 202616262 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 8, 2024 |
| Property Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000020476 |
| Book / Page | 4332 / 2887 |
| Map Reference | MB 88 PG 5 |
| Instrument Date | May 3, 2024 |
| Instrument | 2024020476 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000020477 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2024020477 |
| Name | BUILDERS CHOICE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000000905 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 4210/96 |
| Instrument | 2023000905 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 15, 2019 |
| Property Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000055583 |
| Book / Page | 3802 / 3181 |
| Map Reference | MB 88 PG 5 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019055583 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000055591 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019055591 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,926.00 (+96.51%) | $18,000 (+28.1%) | |
| 2024 | $1,489.00 | $14,052 (-) Land $6,000 Building $8,052 | $351,300 (-21.93%) Land $150,000 Building $201,300 |
| 2023 | $1,489.00 (+8.37%) | $14,052 (+82.02%) Land $6,000 Building $8,052 | $450,000 (+133.16%) Land $150,000 Building $300,000 |
| 2022 | $1,374.00 | $7,720 Land $2,240 Building $5,480 | $193,000 Land $56,000 Building $137,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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