Beaufort County property record for 44 Whispering Pine St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,088 sqft · built 2003 |
| Owner | Individual Name on Record |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900006710000 |
| Primary APN | R61003900006710000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10457777 |
|---|---|
| Old Parcel Number | R61003900006710000 |
| Street Address | 44 WHISPERING PINE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT E 25 TRACT B PH I SHULTS TRACT PB85 PGS29-29A PB88 PG5 PB92 P181-182 PB94 P4 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Phase | 1 |
| Legal Tract | B |
| Legal Block | PH |
| Legal Lot Number | E |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2107 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Oct 25, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 5, 2019 | Correction Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 |
| Deed Sale | Oct 25, 2018 |
| Prior Sale | Oct 25, 2018 |
| Deed Document Number | 0000058007 |
| Deed Book / Page | 003710 / 001265 |
| Last Transfer Date | May 13, 2020 |
| Transfer Doc | 0000025138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 13, 2020 |
| Property Address | 44 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000025138 |
| Map Reference | MB 88 PG 5 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2020025138 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000025139 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020025139 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 25, 2018 |
| Property Address | 44 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000058007 |
| Book / Page | 003710 / 001265 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 58007 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 WHISPERING PINE ST BLUFFTON SC 299108942, BLUFFTON, SC 29910-8942 |
| Document Number | 58008 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 003710/001269 |
| Instrument | 58008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 5, 2019 |
| Property Address | 44 WHISPERING PINE ST, BLUFFTON, SC 29910-8942 |
| Document Number | 0000010988 |
| Book / Page | 003741 / 003088 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 10988 |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 WHISPERING PINE ST BLUFFTON SC 299108942, BLUFFTON, SC 29910-8942 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 (-0.05%) | $10,880 (-34.49%) | |
| 2024 | $1,858.00 | $16,608 (-) Land $6,000 Building $10,608 | $415,200 (-) Land $150,000 Building $265,200 |
| 2023 | $1,858.00 (+8.15%) | $16,608 (+75.49%) Land $6,000 Building $10,608 | $415,200 (+75.49%) Land $150,000 Building $265,200 |
| 2022 | $1,718.00 | $9,464 Land $2,240 Building $7,224 | $236,600 Land $56,000 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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