32 Whispering Pine St, Bluffton, SC 29910 Property Records

Beaufort County property record for 32 Whispering Pine St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2003
Lot Size	0.118 acres (5,148 sqft)
Owner	Company Name on File
Last Sale	$207,000 (Aug 2017)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61003900006670000`

Property Details

APN / Parcel Number

Primary APN	`R61003900006670000`
Alternative APN	`10457731`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,148 sqft (0.118 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	32 WHISPERING PINE ST
City	BLUFFTON
State	SC
Zip	29910-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT B 23 TRACT B PH I SHULTS TRACT PB85 PGS29-29A PB88 PG5 PB92 P181-182 PB94 P4
Legal Subdivision	PALMETTO TRADITIONAL HOMES
Legal Phase	1
Legal Tract	B
Legal Lot Number	B
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3046
Census Tract	2107

Owner

32 Whispering Pine St is owned by a company that bought it in August 2017.

Source: Beaufort County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	20 TOWNE DR, BLUFFTON, SC 29910-4204
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	May 27, 2003 · Amount on File
Deed Document Number	201742407
Deed Book / Page	3597 / 365
Record Updated	Oct 29, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 4, 2017
Property Address	32 WHISPERING PINE ST, BLUFFTON, SC 29910-5900
Document Number	0000042407
Book / Page	3597 / 0365
Map Reference	MB 88 PG 5
Instrument Date	Jul 25, 2017
Instrument	2017042407
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TOWNE DR # 281, 281, BLUFFTON, SC 29910-4204

Mortgage

Document Number	0000042408
Date	Aug 4, 2017
Instrument	2017042408

Lender

Name	ATLANTIC COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Whispering Pine St was $4,600, up 1.5% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00 (+1.48%)	$15,900 (-)
2024	$4,533.00	$15,900 (-)	$406,600 (-) Land $150,000 Building $256,600
2023	$4,533.00 (+9.84%)	$15,900 (+15.05%)	$406,600 (+76.48%) Land $150,000 Building $256,600
2022	$4,127.00	$13,820	$230,400 Land $56,000 Building $174,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Whispering Pine St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 109 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2026)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Whispering Pine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20