48 Whisper Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 48 Whisper Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,249 sqft · built 1987
Lot Size	0.484 acres (21,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2017)
Tax Bill	$10,652 (2026)
Deeds & Mortgages	Mar 2020 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-022-00014`

Property Details

APN / Parcel Number

Primary APN	`50-022-00014`
Alternative APN	`WORC M:50 B:022 L:00014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,249 sqft Living Area
Gross Area	9,312 sqft
1st Floor Area	2,275 sqft
Attic	Attic
Attic Area	1,161 sqft
Basement Area	2,245 sqft
Unfinished Basement	2,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,062 sqft (0.484 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50-022-00014
Street Address	48 WHISPER DR
City	WORCESTER
State	MA
Zip	01609-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	WORCESTER
Legal Block	22
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 WHISPER DR, WORCESTER, MA 01609-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Oct 13, 2017	Quit Claim Deed, Transfer WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Aug 15, 2012 · Amount on Record
Deed Book / Page	57878 / 275
Transfer Doc	057878-275
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	48 WHISPER DR, WORCESTER, MA 01609-1150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62119-196
Date	Mar 30, 2020
Book Page	62119/196
Instrument	32109

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 13, 2017
Property Address	48 WHISPER DR, WORCESTER, MA 01609-1150
Document Number	57878-275
Book / Page	57878 / 275
Instrument	113649
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WHISPER DR, WORCESTER, MA 01609-1150

Mortgage

Document Number	578780279
Date	Oct 13, 2017
Instrument	57878/0279

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2047

Interest

Rate	3.5%
Max Rate At Change	10.1%
Max Rate	2.88%

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,652.00 (+2.39%)	$802,100 (+1.7%) Land $130,800 Building $671,300	$805,792 (+4.48%)
2025	$10,403.00 (+6.47%)	$788,700 (+15.75%) Land $124,300 Building $664,400	$771,210 (+8.31%)
2024			$712,025
2023	$9,771.00	$681,400 Land $107,000 Building $574,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whisper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures