45 Whisper Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 45 Whisper Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,103 sqft · built 1987
Lot Size	0.464 acres (20,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2017)
Tax Bill	$11,264 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-022-00030`

Property Details

APN / Parcel Number

Primary APN	`50-022-00030`
Alternative APN	`WORC M:50 B:022 L:00030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,103 sqft Living Area
Gross Area	8,071 sqft
1st Floor Area	1,662 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,207 sqft (0.464 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-022-00030
Street Address	45 WHISPER DR
City	WORCESTER
State	MA
Zip	01609-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	SINAI HILL DEV
Legal Block	22
Legal Lot Number	30
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1004
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WHISPER DR, WORCESTER, MA 01609-1168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Jun 29, 2017	Quit Claim Deed, Transfer WEBSTER FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Feb 7, 1996 · Amount on Record
Deed Book / Page	57339 / 132
Last Transfer Date	Oct 21, 2020
Transfer Doc	063582-284
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 26, 2020
Property Address	45 WHISPER DR, WORCESTER, MA 01609-1168
Document Number	63582-284
Book / Page	63582 / 284
Instrument Date	Oct 21, 2020
Instrument	127976
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 WHISPER DR, WORCESTER, MA 01609-1168

Mortgage

Document Number	63582-287
Date	Oct 26, 2020
Book Page	63582/287
Instrument	127977

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 29, 2017
Property Address	45 WHISPER DR, WORCESTER, MA 01609-1168
Document Number	57339-132
Book / Page	57339 / 132
Instrument	68057
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHISPER DR, WORCESTER, MA 01609-1168

Mortgage

Document Number	573390134
Date	Jun 29, 2017
Instrument	57339/0134

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2032

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,264.00 (+2.33%)	$848,200 (+1.64%) Land $130,500 Building $717,700	$817,478 (+0.79%)
2025	$11,007.00 (+6.37%)	$834,500 (+15.65%) Land $124,200 Building $710,300	$811,110 (+5.12%)
2024			$771,590
2023	$10,348.00	$721,600 Land $106,900 Building $614,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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