44 Whisper Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 44 Whisper Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,164 sqft · built 1989
Lot Size	0.544 acres (23,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Oct 2021)
Tax Bill	$13,105 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50-022-00012`

Property Details

APN / Parcel Number

Primary APN	`50-022-00012`
Alternative APN	`WORC M:50 B:022 L:00012`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,164 sqft Living Area
Gross Area	9,506 sqft
1st Floor Area	2,641 sqft
Basement Area	2,628 sqft
Unfinished Basement	2,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,689 sqft (0.544 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-022-00012
Street Address	44 WHISPER DR
City	WORCESTER
State	MA
Zip	01609-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	22
Legal Lot Number	12
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 WHISPER DR, WORCESTER, MA 01609-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Book / Page	66275 / 202
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 12, 2021
Property Address	44 WHISPER DR, WORCESTER, MA 01609-1150
Document Number	66275-202
Book / Page	66275 / 202
Instrument Date	Oct 12, 2021
Instrument	143141
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 WHISPER DR, WORCESTER, MA 01609-1150

Mortgage

Document Number	143142
Date	Oct 12, 2021
Instrument	143142

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 20, 2020
Property Address	44 WHISPER DR, WORCESTER, MA 01609-1150
Document Number	61920-362
Book / Page	61920 / 362
Instrument Date	Oct 30, 2019
Instrument	17765
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WHISPER DR, WORCESTER, MA 01609-1150

Mortgage

Document Number	61920-366
Date	Feb 20, 2020
Book Page	61920/366
Instrument	17766

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,105.00 (+1.42%)	$986,800 (+0.72%) Land $131,700 Building $855,100	$1,174,854 (+7.7%)
2025	$12,922.00 (+5.17%)	$979,700 (+14.34%) Land $124,600 Building $855,100	$1,090,885 (-3.23%)
2024			$1,127,270
2023	$12,287.00	$856,800 Land $107,300 Building $749,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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